Customised plans
to secure your
financial future
Life insurance
Secure your loved ones’ future with a life insurance plan designed for your needs.
Critical illness cover
Safeguard your future with tailored support for life’s critical health challenges.
Income protection
Protect your income with a tailored plan for life’s unexpected moments.
LIFE INSURANCE
Protection for those who matter most
Life insurance provides financial security for your loved ones if you pass away during the policy term. It ensures they can maintain their living standards, cover expenses like bills, mortgage repayments, school fees, and other debts. Whether you’re supporting a partner, children, or both, consider their needs, including how long financial support might be required.
You can choose a joint policy for shared coverage or separate policies for individual protection. With flexible options, life insurance helps protect your family’s future, offering peace of mind that their financial stability is secured even when you’re no longer there.
CRITICAL ILLNESS COVER
Support for critical health challenges
Critical illness cover provides financial protection if you’re diagnosed with a serious illness, such as cancer, heart attack, or stroke. This cover offers a lump sum payment to help with medical bills, treatment costs, and daily living expenses while you focus on recovery. It ensures you’re not financially burdened during difficult times, allowing you to maintain stability.
With a range of illnesses covered, you can choose the level of protection that suits your needs. Critical illness cover offers peace of mind, knowing you’re financially supported during some of life’s most challenging moments.
INCOME PROTECTION
Financial security when needed most
Income protection ensures you stay financially secure if you’re unable to work due to illness or injury. This cover replaces a portion of your lost income, helping you manage essential expenses like bills, rent, or mortgage payments.
With customisable options, you can choose the level of coverage that fits your needs. Whether it’s short-term or long-term support, income protection provides peace of mind, ensuring you won’t have to worry about financial hardship while focusing on recovery.
QUESTIONS
Have questions about financial protection?
We’ve complied some of the most commonly asked questions to provide quick and informative answers. Please don’t hesitate to reach out to our team if you’d like further clarity or your question isn’t listed, we’re happy to help.
Increase your financial protection when your responsibilities change, such as starting a family, buying a home, or taking on greater financial commitment. Regularly review your cover to ensure it meets your current and future needs.
A life Insurance, critical illness or income protection plans length is tailored to your particular needs, with varying term options available. Whole of life insurance will last until you pass away.
Financial protection premiums can increase yearly based on the type of policy. Insurers provide the option of level or indexed cover. Indexed cover will increase each year at renewal in line with the retail price index, whereas level cover will generally stay the same. Age costed plans premiums change based upon your age.