Private medical
insurance tailored
to you and your family
WHY CHOOSE US
Why we're your trusted medical insurance experts
With over 20 years of expertise, we provide specialised advice tailored to your needs. Our deep industry knowledge keeps us informed on changes that affect you, including policies covering all stages of cancer treatment, long-term therapies, and pre-existing conditions. As a corporate member of the Independent Doctors Federation, we’ve worked exclusively with medical professionals, offering informed, effective solutions. From understanding underwriting to assisting with claims, renewals, and premium negotiations, we provide ongoing support, streamlining the process to save you time and money while ensuring optimal coverage.
WHAT'S COVERED
What you can expect from
your private medical plan
Private medical insurance typically covers hospital treatment, specialist consultations, diagnostic tests, and private hospital accommodation. It often includes outpatient care, physiotherapy, and advanced cancer treatments like chemotherapy. Many policies offer flexibility to add extras, such as mental health support or dental care, ensuring the plan suits your needs. Coverage varies, so reviewing your policy is essential to understand what’s included.
BENEFITS
Unlock the key benefits
of medical insurance
Remote GP
appointments
Access medical advice quickly and conveniently with remote GP appointments. Speak to a doctor from the comfort of your home, saving time.
Faster access
to treatment
Get the care you need without delay. Enjoy faster access to consultations, diagnostics, and treatments, ensuring your health is prioritised.
Choice of hospital
and specialist
Take control of your healthcare with the freedom to choose your preferred specialist and hospital, ensuring the best care tailored to your needs.
Access to the latest drugs and technology
Benefit from cutting-edge cancer treatments, including advanced drugs and technologies, to support your recovery and care.
Second medical
opinions from experts
Gain confidence in your diagnosis and treatment plan with access to expert second medical opinions from leading specialists.
Protect yourself from
large medical bills
Stay financially secure by avoiding unexpected medical bills. Private medical insurance covers costly treatments.
HOW IT WORKS
Understanding the process
1. Find the right plan for you
Discuss your requirements with our professional healthcare advisers in a short initial consultation. We’ll then conduct a review of the market and run through suitable cover options so you can feel confident in selecting the plan that’s right for you.
2. See a GP if you're unwell
Book an appointment with a GP in-person or virtually if you have any concerns surrounding your health. If your condition requires further investigation or specialist care, the GP will provide a referral to a consultant or specialist.
3. Make a claim with your insurer
Get pre-authorisation from your insurer. They will review your claim to ensure the treatment is covered under your policy. Once approved, they’ll issue an authorisation code to proceed with treatment. We’re here to help if needed.
4. Your insurer will cover the costs
In most cases, your insurer will pay the healthcare provider directly. If you pay upfront for a covered treatment, your insurer will reimburse you after you submit receipts and required documentation. You’ll pay your excess directly to your insurer.
