Critical illness
cover that stands
with you when it
matters
WHY CHOOSE US
Your safety net when life takes an unexpected turn
We specialise in financial protection that’s built around real lives – not just policies. Our expert team offers clear, impartial advice to help you find income protection that fits your needs, budget, and future plans. With a focus on transparency, tailored support, and long-term peace of mind, we make it easy to protect what matters most – your income, your independence, and your ability to bounce back when life doesn’t go to plan.
WHAT'S COVERED
What you can expect from critical illness cover
Critical illness cover provides a lump-sum payout if you’re diagnosed with a serious medical condition listed in your policy, helping ease financial pressure during treatment and recovery. Most plans include major illnesses such as cancer, heart attack, stroke, multiple sclerosis, and conditions requiring organ transplants or resulting in permanent disability. Some policies also offer cover for children, partial payouts for less severe conditions, and access to support services like counselling. We’ll guide you through the details to ensure your policy reflects your needs, lifestyle, and financial priorities – so you’re protected when it matters most.
BENEFITS
Unlock the key benefits of critical illness cover
Access to better
treatment options
Use the payout to fund private healthcare, specialist consultations, or overseas treatment that may not be available through public services.
Ease financial impact
of long-term illness
Serious conditions often mean extended time off work. Critical illness cover helps bridge the gap, so savings and investments stay intact.
Support for life
changes and recovery
Whether it’s modifying your home, retraining for a new role, or taking time to heal, critical illness cover gives you flexibility to adapt without financial strain.
HOW IT WORKS
Understanding the process
We get to know you
Your journey starts with a personal consultation where we take time to understand your health background, lifestyle, and financial goals. We’ll ask about any existing cover, dependents, and the kind of support you’d want if faced with a serious illness. This helps us build a clear picture of what ‘peace of mind’ looks like for you, so we can tailor our advice accordingly.
Get covered and stay supported
With your needs in mind, we search the market to find policies that offer the right balance of cover, cost, and clarity. We walk you through your options, explain any exclusions or added benefits, and answer your questions. Once we’ve found the right policy, we handle the application process, including any medical underwriting – so your cover is set up smoothly and correctly. We’ll also make sure you know what to expect if you ever need to make a claim.
