Safeguard your
earnings with
income protection
WHY CHOOSE US
Your safety net when life
takes an unexpected turn
We specialise in financial protection that’s built around real lives – not just policies. Our expert team offers clear, impartial advice to help you find income protection that fits your needs, budget, and future plans. With a focus on transparency, tailored support, and long-term peace of mind, we make it easy to protect what matters most – your income, your independence, and your ability to bounce back when life doesn’t go to plan.
WHAT'S COVERED
What you can expect from income protection
Income protection covers a portion of your earnings, typically up to 70%, if you’re unable to work due to illness or injury. It’s designed to support you through both short-term setbacks and longer-term health challenges, with monthly payments that help cover everyday expenses like rent, bills, food, and childcare. Depending on your policy, cover can continue until you’re well enough to return to work, reach retirement age, or the end of your chosen term. Some plans also offer optional extras like rehabilitation support or mental health services, giving you added confidence during recovery.
BENEFITS
Unlock the key benefits of income protection
Financial stability during illness or injury
Income protection typically provides up to 70% of your salary if you’re unable to work, helping you maintain your lifestyle and meet essential expenses.
Adapt your plan for long-term support
You can choose how long payments last, whether for a set period or until retirement, giving you control and reassurance no matter how long recovery takes.
Peace of mind and independence
Remove the pressure of relying on savings, credit cards, or family support, allowing you to focus fully on your health and return to work when you’re ready.
HOW IT WORKS
Understanding the process
We get to know you
We start with a personalised consultation to understand your income, occupation, health, and financial commitments. From there, we assess your protection needs, how much cover you require, how long you’d want it to pay out, and any specific preferences. Using our access to leading insurers across the market, we compare options and present a tailored recommendation that outlines the most suitable policy for you, including premium costs, benefit amount, deferred period, and key terms.
Get covered and stay supported
Once you’re happy with a policy, we guide you through the application process, ensuring all relevant medical and lifestyle details are accurately captured. Your chosen insurer will then carry out underwriting, which may include medical checks or GP reports depending on your circumstances. Once approved, your policy goes live and your income protection is in place. We remain on hand for ongoing support—whether it’s helping with claims, reviewing your cover, or adjusting your policy as life changes.
